You need $83,200/yr
to live in Cardiff Heights
Based on government bond data
1BR median rent
$480/wk
Annual change
+11.9%
Rental stress
Yes
Location
Newcastle, NSW
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Rent trend
Quarterly median rent
Can you afford it?
Enter your gross salary to check
$85,000
Weekly take-home
$1,254/wk
Weekly rent
$750/wk
Rent share
60%
You'd have $504/wk left after rent
Weekly budget breakdown
$904/week total
Rent
$480/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk
Rent details
1 BR
$480/wk
2 BR
$685/wk
3 BR
$778/wk
4+ BR
$1,000/wk
Annual change
+11.9%
Quarterly change
+5.6%
Suburb snapshot
ABS Census 2021
Median household income
$1,850/wk
Median age
44
Avg household size
2.4
Rent-to-income
41%
Nearby suburbs
Garden Suburb
NSW
$750/wk
$83,200/yr
+11.9%
Rankin Park
NSW
$710/wk
$78,000/yr
+1.4%
Cardiff
NSW
$720/wk
$124,800/yr
+10.8%
Kotara
NSW
$750/wk
$83,200/yr
+11.9%
New Lambton Heights
NSW
$710/wk
$78,000/yr
+1.4%
Cardiff South
NSW
$720/wk
$124,800/yr
+10.8%
About renting in Cardiff Heights
Cardiff Heights is located in Newcastle, NSW. The median weekly rent is $750, meaning a single person needs to earn at least $83,200 per year to keep rent below 30% of income.
How is the salary needed calculated?
The salary needed uses the 30% rule: annual income required = (weekly rent x 52) / 0.3. This is a widely used affordability benchmark — spending more than 30% of gross income on rent is considered "rental stress".
Where does the rent data come from?
Rent data comes from government bond lodgement records — NSW DCJ, QLD RTA, and VIC DFFH. This covers actual bonds lodged, making it one of the most reliable rent data sources in Australia.