Home/NSW/Shelly Beach

You need $71,067/yr
to live in Shelly Beach

Based on government bond data

1BR median rent
$410/wk
Annual change
+4.2%
Rental stress
Yes

Location

Central Coast, NSW

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Rent trend

Quarterly median rent

Can you afford it?

Enter your gross salary to check

$85,000
Weekly take-home
$1,254/wk
Weekly rent
$625/wk
Rent share
50%
You'd have $629/wk left after rent

Weekly budget breakdown

$834/week total

Rent
$410/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk

Rent details

1 BR
$410/wk
2 BR
$550/wk
3 BR
$675/wk
4+ BR
$850/wk
Annual change
+4.2%
Quarterly change
+4.2%

Suburb snapshot

ABS Census 2021

Median household income
$1,646/wk
Median age
47
Avg household size
2.5
Rent-to-income
38%

About renting in Shelly Beach

Shelly Beach is located in Central Coast, NSW. The median weekly rent is $625, meaning a single person needs to earn at least $71,067 per year to keep rent below 30% of income.

How is the salary needed calculated?

The salary needed uses the 30% rule: annual income required = (weekly rent x 52) / 0.3. This is a widely used affordability benchmark — spending more than 30% of gross income on rent is considered "rental stress".

Where does the rent data come from?

Rent data comes from government bond lodgement records — NSW DCJ, QLD RTA, and VIC DFFH. This covers actual bonds lodged, making it one of the most reliable rent data sources in Australia.