Cost of living calculator Australia
Enter your salary to see your weekly take-home, cost breakdown and what's left over after rent, groceries, transport and bills — then add a suburb to localise it.
Your details
All amounts in AUD
Suburbs you can afford
Comfortable rent at $85,000/yr, across 4,053 suburbs
"Comfortable" means the suburb's median rent sits within 80% of the 30% rental-stress threshold for your income. Example links open the full breakdown at the nearest analysed salary.
Your weekly budget — weekly budget
$424/week total
Rent is the national median — pick a suburb to localise. Non-rent rows are editable regional estimates, not measured local spend.
Affordability summary
$85,000/yr · typical Australian budget
On $85,000/yr across a typical Australian budget, you'd have roughly $830/wk left after the essentials. Above ~$200/wk discretionary is a sustainable budget.
Browse the cheapest suburbs →How this is calculated
- Weekly take-home uses Australian resident income tax brackets (2024–25) plus the 2% Medicare levy.
- Rent is the suburb's median weekly rent across all property types from state rental bond records.
- Groceries, transport, utilities, insurance and other costs are indicative weekly baselines scaled by household profile (1× single, 1.6× couple, 2.2× family) and a regional cost index (capital cities higher, regional areas lower). Every row is editable.
- Leftover = weekly take-home minus all cost categories. A buffer above ~$200/wk indicates a sustainable budget.
Indicative only. This is not financial advice. Costs are averages and do not account for childcare, healthcare, loan repayments or individual spending patterns. Suburb-level breakdowns for non-rent categories are not yet available, so treat those rows as adjustable assumptions rather than measured local costs.
Use the rent affordability calculator for a quick 30% benchmark verdict without the full budget breakdown.
Open rent affordability calculator →Estimates only. Not financial advice. See methodology. Read more