Affordability check · Adelaide · SA

Can I afford to live in Adelaide on $200,000/yr?

Yes, comfortably
Weekly take-home
$2,690/wk
1BR median rent
$420/wk
Leftover after rent + tax + costs
$1,847/wk
Rent share of gross
11%

The verdict

Adelaide on $200,000/yr

On $200,000/yr, Adelaide is comfortably affordable: about $1,847/wk left after rent, tax and typical living costs.

Salary needed (30% rule)
$72,713
/yr gross
Above 30% rule by
$127,287
/yr
Take-home (after tax)
$139,862
/yr
Annual rent
$21,814
median
Household:

Where your salary goes

$200,000/yr gross · $3,846/wk · single household

Tax + Medicare
$1,156/wk
30%
1BR rent
$420/wk
11%
Essentials
$424/wk
11%
Discretionary
$1,847/wk
48%

Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.

On $200,000/yr: weekly budget

$844/week total

Rent
$420/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk

Cheaper suburbs you can afford on this salary

Within reach of Adelaide, under the 30% rule on $200,000/yr

Thorngate
Adelaide, SA · 3.2km from Adelaide
$335/wk
Save $104/wk

Rent trajectory

Adelaide quarterly median vs your salary's 30%-rule ceiling

$400$438$475$513$550Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Q2 '24 → Q1 '26: 0.0%
30% ceiling on $200,000/yr
$1,154/wk
Current median (all beds)
$439/wk
Gap above ceiling
-62%

Adelaide rents rose 7.3% over the past year. Rent is currently within reach of the 30% rule on this salary.

Same suburb, adjacent salary brackets

How affordability shifts in Adelaide with a pay change

↓ Lower
$180,000/yr
Adelaide
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This suburb affordability view is one layer of your NestLedger: rent, salary and household cost context for Australian money decisions.

Estimates only. Not financial advice. See methodology. Read more