Affordability check · Sydney · NSW

Can I afford to live in Ashcroft on $60,000/yr?

Tight — it's a stretch
Weekly take-home
$939/wk
1BR median rent
$450/wk
Leftover after rent + tax + costs
$65/wk
Rent share of gross
39%

The verdict

Ashcroft on $60,000/yr

On $60,000/yr, Ashcroft is a stretch — rent crosses the 30% rental-stress threshold. About $65/wk left for everything else.

Salary needed (30% rule)
$78,000
/yr gross
Short of 30% rule by
$18,000
/yr
Take-home (after tax)
$48,833
/yr
Annual rent
$23,400
median
Household:

Where your salary goes

$60,000/yr gross · $1,154/wk · single household

Tax + Medicare
$215/wk
19%
1BR rent
$450/wk
39%
Essentials
$424/wk
37%
Discretionary
$65/wk
6%

Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.

On $60,000/yr — weekly budget

$874/week total

Rent
$450/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk

Closest cheaper alternatives

Still over the 30% rule on $60,000/yr, but cheaper than Ashcroft

Nothing nearby is comfortably affordable on this salary. These are the closest cheaper options — you'd still be over the rental-stress threshold, but less so.

Cabramatta West
Sydney, NSW · 2.8km from Ashcroft
$550/wk
48% rent
Warwick Farm
Sydney, NSW · 3.2km from Ashcroft
$550/wk
48% rent
Cabramatta
Sydney, NSW · 3.8km from Ashcroft
$550/wk
48% rent
Canley Heights
Sydney, NSW · 4.5km from Ashcroft
$550/wk
48% rent
Lansvale
Sydney, NSW · 4.9km from Ashcroft
$550/wk
48% rent

Want options under the 30% rule? Try a higher salary bracket or browse the cheapest suburbs nationally.

Same suburb, adjacent salary brackets

How affordability shifts in Ashcroft with a pay change

↑ Higher
$75,000/yr
Ashcroft
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This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.

Estimates only. Not financial advice. See methodology. Read more