Affordability check · Sydney · NSW

Can I afford to live in Ashcroft on $60,000/yr?

No, not on this salary
Weekly take-home
$962/wk
1BR median rent
$480/wk
Leftover after rent + tax + costs
$58/wk
Rent share of gross
42%

The verdict

Ashcroft on $60,000/yr

On $60,000/yr, Ashcroft is unaffordable by the 30% rule, since rent alone would take more than 40% of your gross income.

Salary needed (30% rule)
$83,200
/yr gross
Short of 30% rule by
$23,200
/yr
Take-home (after tax)
$50,012
/yr
Annual rent
$24,960
median
Household:

Where your salary goes

$60,000/yr gross · $1,154/wk · single household

Tax + Medicare
$192/wk
17%
1BR rent
$480/wk
42%
Essentials
$424/wk
37%
Discretionary
$58/wk
5%

Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.

On $60,000/yr: weekly budget

$904/week total

Rent
$480/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk

Closest cheaper alternatives

Still over the 30% rule on $60,000/yr, but cheaper than Ashcroft

Nothing nearby is comfortably affordable on this salary. These are the closest cheaper options. You'd still be over the rental-stress threshold, but less so.

Carramar
Sydney, NSW · 6.8km from Ashcroft
$570/wk
49% rent
Cabramatta West
Sydney, NSW · 2.8km from Ashcroft
$578/wk
50% rent
Warwick Farm
Sydney, NSW · 3.2km from Ashcroft
$578/wk
50% rent
Cabramatta
Sydney, NSW · 3.8km from Ashcroft
$578/wk
50% rent
Canley Heights
Sydney, NSW · 4.5km from Ashcroft
$578/wk
50% rent

Want options under the 30% rule? Try a higher salary bracket or browse the cheapest suburbs nationally.

Same suburb, adjacent salary brackets

How affordability shifts in Ashcroft with a pay change

↑ Higher
$75,000/yr
Ashcroft
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This suburb affordability view is one layer of your NestLedger: rent, salary and household cost context for Australian money decisions.

Estimates only. Not financial advice. See methodology. Read more