Affordability check · Sydney · NSW

Can I afford to live in Bondi on $150,000/yr?

Tight, it's a stretch
Weekly take-home
$2,119/wk
1BR median rent
$895/wk
Leftover after rent + tax + costs
$800/wk
Rent share of gross
31%

The verdict

Bondi on $150,000/yr

On $150,000/yr, Bondi is a stretch, since rent crosses the 30% rental-stress threshold. About $800/wk left for everything else.

Salary needed (30% rule)
$155,133
/yr gross
Short of 30% rule by
$5,133
/yr
Take-home (after tax)
$110,162
/yr
Annual rent
$46,540
median
Household:

Where your salary goes

$150,000/yr gross · $2,885/wk · single household

Tax + Medicare
$766/wk
27%
1BR rent
$895/wk
31%
Essentials
$424/wk
15%
Discretionary
$800/wk
28%

Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.

On $150,000/yr: weekly budget

$1,319/week total

Rent
$895/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk

Rent trajectory

Bondi quarterly median vs your salary's 30%-rule ceiling

$1,000$1,025$1,050$1,075$1,100Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Q1 '25 → Q1 '26: +10.0%
Dashed segments are estimated from the suburb's annual rent change. They will be replaced with actual bond data as new quarters are published.
30% ceiling on $150,000/yr
$865/wk
Current median (all beds)
$1,100/wk
Gap above ceiling
+27%

Bondi rents rose 10% over the past year. At that pace, the gap to your salary ceiling is widening.

Same suburb, adjacent salary brackets

How affordability shifts in Bondi with a pay change

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Schools, transport, crime, rent trend and demographics
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This suburb affordability view is one layer of your NestLedger: rent, salary and household cost context for Australian money decisions.

Estimates only. Not financial advice. See methodology. Read more