Regional NSW · NSW · 2731

You'll need $95,333/yr to live in Caldwell.

The 30%-rule benchmark for a single person, based on quarterly government bond data.

Median rent
$550/wk
Annual rent change
+1.9%
Rental stress (median income)
No
Bonds lodged
42

Location

Regional NSW, NSW

Rent trend

Quarterly median rent

Can you afford it on your salary?

Pick your bracket to see weekly leftover, budget breakdown and cheaper alternatives in Caldwell

Closest to the $95,333/yr the 30% rule needs is highlighted.

Rent details

2 BR
$400/wk
3 BR
$563/wk
4+ BR
$680/wk
Annual change
+1.9%
Quarterly change

Suburb affordability ledger

ABS Census 2021 (income WPI-indexed to 2026) · rent vs household income

Household income (est. 2026)
$1,843/wk
Median age
35
Avg household size
3
Rent-to-income
30%

Household income is the 2021 Census median indexed forward to 2026 by ABS wage growth; rent-to-income and stress compare current rent to that estimate.

About renting in Caldwell

Caldwell's median weekly rent is $550 a week, which lands in the upper half of the 1019 Regional NSW suburbs NestLedger tracks. Most of the surrounding market is cheaper, so renters here are paying a premium over the typical local asking rent.

Rents have been broadly steady over the past year (+1.9%). Stability makes budgeting easier, though it says nothing about how the suburb compares on price.

Using the 30% affordability benchmark, a single renter needs about $95,333 a year to take on Caldwell's median weekly rent without overextending (based on the $550/wk all-dwellings median, single household). On the local median household income, Caldwell stays under the 30% line: the typical household here is not in rental stress.

If Caldwell stretches the budget, the nearest cheaper options NestLedger tracks are Calimo ($195/wk), Deniliquin ($195/wk), close enough to keep the same commute patterns while cutting the weekly rent.

Is Caldwell expensive to rent in?

Caldwell's median weekly rent is $550/wk, above the middle of the 1019 Regional NSW suburbs NestLedger tracks (673 tracked suburbs are cheaper).

What salary do I need to rent in Caldwell?

About $95,333 a year for a single renter under the 30% rule: annual income = (weekly rent × 52) ÷ 0.3, using based on the $550/wk all-dwellings median, single household.

Is rent in Caldwell going up?

Over the past year the median weekly rent moved +1.9%.

What are cheaper suburbs near Caldwell?

Calimo at $195/wk, Deniliquin at $195/wk, the closest tracked suburbs with a lower single-basis rent.

How is the salary needed calculated?

The salary needed uses the 30% rule: annual income required = (weekly rent x 52) / 0.3. This is a widely used affordability benchmark: spending more than 30% of gross income on rent is considered "rental stress".

Where does the rent data come from?

Rent data comes from government bond lodgement records: NSW DCJ, QLD RTA, VIC DFFH, SA Consumer and Business Services via SA Housing Authority, and Tasmania Department of Justice rental bond data. This covers actual bonds lodged, making it one of the most reliable rent data sources in Australia.