Regional NSW · NSW · 2850

You'll need $65,867/yr to live in Cooyal.

The 30%-rule benchmark for a single person, based on quarterly government bond data.

1BR median rent
$380/wk
Annual rent change
+8.8%
Rental stress (median income)
No
Bonds lodged
210

Location

Regional NSW, NSW

Rent trend

Quarterly median rent

Can you afford it on your salary?

Pick your bracket to see weekly leftover, budget breakdown and cheaper alternatives in Cooyal

Closest to the $65,867/yr the 30% rule needs is highlighted.

Rent details

1 BR
$380/wk
2 BR
$500/wk
3 BR
$590/wk
4+ BR
$720/wk
Annual change
+8.8%
Quarterly change
+3.3%

Suburb affordability ledger

ABS Census 2021 (income WPI-indexed to 2026) · rent vs household income

Household income (est. 2026)
$2,851/wk
Median age
45
Avg household size
2.7
Rent-to-income
22%

Household income is the 2021 Census median indexed forward to 2026 by ABS wage growth; rent-to-income and stress compare current rent to that estimate.

About renting in Cooyal

Cooyal's 1-bedroom median rent is $380 a week, placing it in the most expensive quarter of the 1019 Regional NSW suburbs NestLedger tracks. This is premium territory for the area, and budget-focused renters usually look at least one suburb further out.

Rents here have climbed hard, up 8.8% over the past year, well ahead of typical wage growth. Renters signing a new lease should budget for the current figure, not last year's.

Using the 30% affordability benchmark, a single renter needs about $65,867 a year to take on Cooyal's 1-bedroom median rent without overextending (based on the $380/wk 1BR median, single household). On the local median household income, Cooyal stays under the 30% line: the typical household here is not in rental stress.

Within its immediate area, Cooyal is already one of the cheaper picks: nearby Moolarben asks $520/wk. Renters trading down from here generally need to change area rather than suburb.

Is Cooyal expensive to rent in?

Cooyal's 1-bedroom median rent is $380/wk, above the middle of the 1019 Regional NSW suburbs NestLedger tracks (866 tracked suburbs are cheaper).

What salary do I need to rent in Cooyal?

About $65,867 a year for a single renter under the 30% rule: annual income = (weekly rent × 52) ÷ 0.3, using based on the $380/wk 1BR median, single household.

Is rent in Cooyal going up?

Over the past year the 1-bedroom median rent moved +8.8%.

How is the salary needed calculated?

The salary needed uses the 30% rule: annual income required = (weekly rent x 52) / 0.3. This is a widely used affordability benchmark: spending more than 30% of gross income on rent is considered "rental stress".

Where does the rent data come from?

Rent data comes from government bond lodgement records: NSW DCJ, QLD RTA, VIC DFFH, SA Consumer and Business Services via SA Housing Authority, and Tasmania Department of Justice rental bond data. This covers actual bonds lodged, making it one of the most reliable rent data sources in Australia.