You'll need $55,467/yr to live in Fernances Crossing.
The 30%-rule benchmark for a single person, based on quarterly government bond data.
Location
Central Coast, NSW
Rent trend
Quarterly median rent
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Closest to the $55,467/yr the 30% rule needs is highlighted.
Rent details
Suburb affordability ledger
ABS Census 2021 (income WPI-indexed to 2026) · rent vs household income
Household income is the 2021 Census median indexed forward to 2026 by ABS wage growth; rent-to-income and stress compare current rent to that estimate.
Nearby suburbs
About renting in Fernances Crossing
Fernances Crossing's 1-bedroom median rent is $320 a week, which puts it in the cheapest quarter of the 164 Central Coast suburbs NestLedger tracks. Only 2 tracked suburbs ask less, so for renters working to a tight budget it is one of the area's genuine value options.
Rents have climbed a moderate 7.8% over the past year. That is a steady drift upward rather than a spike, but it still compounds against a flat salary.
Using the 30% affordability benchmark, a single renter needs about $55,467 a year to take on Fernances Crossing's 1-bedroom median rent without overextending (based on the $320/wk 1BR median, single household). On the local median household income, Fernances Crossing stays under the 30% line: the typical household here is not in rental stress.
Rents in Fernances Crossing's immediate area sit right at its own level: nearby Murrays Run also asks $320/wk, so renters trading down generally need to change area rather than suburb.
Is Fernances Crossing expensive to rent in?
Fernances Crossing's 1-bedroom median rent is $320/wk, below the middle of the 164 Central Coast suburbs NestLedger tracks (2 tracked suburbs are cheaper).
What salary do I need to rent in Fernances Crossing?
About $55,467 a year for a single renter under the 30% rule: annual income = (weekly rent × 52) ÷ 0.3, using based on the $320/wk 1BR median, single household.
Is rent in Fernances Crossing going up?
Over the past year the 1-bedroom median rent moved +7.8%.
How is the salary needed calculated?
The salary needed uses the 30% rule: annual income required = (weekly rent x 52) / 0.3. This is a widely used affordability benchmark: spending more than 30% of gross income on rent is considered "rental stress".
Where does the rent data come from?
Rent data comes from government bond lodgement records: NSW DCJ, QLD RTA, VIC DFFH, SA Consumer and Business Services via SA Housing Authority, and Tasmania Department of Justice rental bond data. This covers actual bonds lodged, making it one of the most reliable rent data sources in Australia.