Port Macquarie · NSW · 2444

You'll need $57,200/yr to live in Fernbank Creek.

The 30%-rule benchmark for a single person, based on quarterly government bond data.

1BR median rent
$330/wk
Annual rent change
+3.5%
Rental stress (median income)
Yes
Bonds lodged
515

Location

Port Macquarie, NSW

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Rent trend

Quarterly median rent

Schools

0 primary, 0 secondary within 3km

Closest primary
Westport Public School4.8km · 888
North East Public School of Distance Education6.4km · 979
Port Macquarie Public School6.5km · 932
Closest secondary
Hastings Secondary College, Westport Campus4.9km · 919
Hastings Secondary College, Port Macquarie Campus7.2km · 971

Can you afford it on your salary?

Pick your bracket — see weekly leftover, budget breakdown and cheaper alternatives in Fernbank Creek

Closest to the $57,200/yr the 30% rule needs is highlighted.

Rent details

1 BR
$330/wk
2 BR
$500/wk
3 BR
$650/wk
4+ BR
$770/wk
Annual change
+3.5%
Quarterly change
+4.3%

Suburb affordability ledger

ABS Census 2021 (income WPI-indexed to 2026) · rent vs household income

Household income (est. 2026)
$1,918/wk
Median age
50
Avg household size
2.8
Rent-to-income
31%

Household income is the 2021 Census median indexed forward to 2026 by ABS wage growth; rent-to-income and stress compare current rent to that estimate.

About renting in Fernbank Creek

Fernbank Creek is located in Port Macquarie, NSW. The 1BR median weekly rent is $330, meaning a single person needs to earn at least $57,200 per year to keep rent below 30% of income (based on the $330/wk 1BR median, single household).

This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.

How is the salary needed calculated?

The salary needed uses the 30% rule: annual income required = (weekly rent x 52) / 0.3. This is a widely used affordability benchmark — spending more than 30% of gross income on rent is considered "rental stress".

Where does the rent data come from?

Rent data comes from government bond lodgement records — NSW DCJ, QLD RTA, and VIC DFFH. This covers actual bonds lodged, making it one of the most reliable rent data sources in Australia.