Coffs Harbour · NSW · 2453

You'll need $69,334/yr to live in Hernani.

The 30%-rule benchmark for a single person, based on quarterly government bond data.

1BR median rent
$400/wk
Annual rent change
-2.4%
Rental stress (median income)
No
Bonds lodged
0

Location

Coffs Harbour, NSW

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Rent trend

Quarterly median rent

Schools

1 primary, 0 secondary within 3km

Closest primary
Hernani Public School1.9km · 1049
Closest secondary
None within 10km

Average ICSEA across nearby schools: 1049 (national mean = 1000).

Can you afford it on your salary?

Pick your bracket — see weekly leftover, budget breakdown and cheaper alternatives in Hernani

Closest to the $69,334/yr the 30% rule needs is highlighted.

Rent details

Annual change
-2.4%
Quarterly change
0.0%

Suburb affordability ledger

ABS Census 2021 · rent vs household income

Median household income
$1,375/wk
Median age
47
Avg household size
2.7
Rent-to-income
29%

About renting in Hernani

Hernani is located in Coffs Harbour, NSW. The median weekly rent is $400, meaning a single person needs to earn at least $69,334 per year to keep rent below 30% of income.

This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.

How is the salary needed calculated?

The salary needed uses the 30% rule: annual income required = (weekly rent x 52) / 0.3. This is a widely used affordability benchmark — spending more than 30% of gross income on rent is considered "rental stress".

Where does the rent data come from?

Rent data comes from government bond lodgement records — NSW DCJ, QLD RTA, and VIC DFFH. This covers actual bonds lodged, making it one of the most reliable rent data sources in Australia.