Affordability check · Sydney · NSW
Can I afford to live in Kensington on $100,000/yr?
No, not on this salary
Weekly take-home
$1,485/wk
1BR median rent
$829/wk
Leftover after rent + tax + costs
$232/wk
Rent share of gross
43%
The verdict
Kensington on $100,000/yr
On $100,000/yr, Kensington is unaffordable by the 30% rule, since rent alone would take more than 40% of your gross income.
Salary needed (30% rule)
$143,693
/yr gross
Short of 30% rule by
$43,693
/yr
Take-home (after tax)
$77,212
/yr
Annual rent
$43,108
median
Household:
Where your salary goes
$100,000/yr gross · $1,923/wk · single household
Tax + Medicare
$438/wk
23%
1BR rent
$829/wk
43%
Essentials
$424/wk
22%
Discretionary
$232/wk
12%
Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.
On $100,000/yr: weekly budget
$1,253/week total
Rent
$829/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk
Nearby suburbs at this salary
5 closest suburbs, affordability verdict on $100,000/yr
Cheaper suburbs you can afford on this salary
Within reach of Kensington, under the 30% rule on $100,000/yr
Haymarket
Sydney, NSW · 3.8km from Kensington
$600/wk
Save $250/wk Ultimo
Sydney, NSW · 4.2km from Kensington
$600/wk
Save $250/wk Rushcutters Bay
Sydney, NSW · 4.1km from Kensington
$750/wk
Save $100/wk Woolloomooloo
Sydney, NSW · 4.4km from Kensington
$750/wk
Save $100/wk Elizabeth Bay
Sydney, NSW · 4.4km from Kensington
$750/wk
Save $100/wk Same suburb, adjacent salary brackets
How affordability shifts in Kensington with a pay change
What if I earned more or less?
Same suburb, different brackets
Want the full Kensington guide?
Schools, transport, crime, rent trend and demographics
This suburb affordability view is one layer of your NestLedger: rent, salary and household cost context for Australian money decisions.
Estimates only. Not financial advice. See methodology. Read more