Affordability check · Sydney · NSW

Can I afford to live in Kingsford on $90,000/yr?

Tight, it's a stretch
Weekly take-home
$1,354/wk
1BR median rent
$670/wk
Leftover after rent + tax + costs
$260/wk
Rent share of gross
39%

The verdict

Kingsford on $90,000/yr

On $90,000/yr, Kingsford is a stretch, since rent crosses the 30% rental-stress threshold. About $260/wk left for everything else.

Salary needed (30% rule)
$116,133
/yr gross
Short of 30% rule by
$26,133
/yr
Take-home (after tax)
$70,412
/yr
Annual rent
$34,840
median
Household:

Where your salary goes

$90,000/yr gross · $1,731/wk · single household

Tax + Medicare
$377/wk
22%
1BR rent
$670/wk
39%
Essentials
$424/wk
24%
Discretionary
$260/wk
15%

Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.

On $90,000/yr: weekly budget

$1,094/week total

Rent
$670/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk

Closest cheaper alternatives

Still over the 30% rule on $90,000/yr, but cheaper than Kingsford

Nothing nearby is comfortably affordable on this salary. These are the closest cheaper options. You'd still be over the rental-stress threshold, but less so.

Haymarket
Sydney, NSW · 5.7km from Kingsford
$600/wk
35% rent
Rushcutters Bay
Sydney, NSW · 5.8km from Kingsford
$750/wk
43% rent
Elizabeth Bay
Sydney, NSW · 6.1km from Kingsford
$750/wk
43% rent
Newtown
Sydney, NSW · 5.9km from Kingsford
$770/wk
44% rent

Want options under the 30% rule? Try a higher salary bracket or browse the cheapest suburbs nationally.

Rent trajectory

Kingsford quarterly median vs your salary's 30%-rule ceiling

$800$813$825$838$850Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Q1 '25 → Q1 '26: +1.2%
Dashed segments are estimated from the suburb's annual rent change. They will be replaced with actual bond data as new quarters are published.
30% ceiling on $90,000/yr
$519/wk
Current median (all beds)
$829/wk
Gap above ceiling
+60%

Kingsford rents rose 1.22% over the past year. At that pace, the gap to your salary ceiling is widening.

Same suburb, adjacent salary brackets

How affordability shifts in Kingsford with a pay change

Want the full Kingsford guide?
Schools, transport, crime, rent trend and demographics
Kingsford full guide →

This suburb affordability view is one layer of your NestLedger: rent, salary and household cost context for Australian money decisions.

Estimates only. Not financial advice. See methodology. Read more