Affordability check · Sydney · NSW
Can I afford to live in Liverpool on $200,000/yr?
Yes, comfortably
Weekly take-home
$2,603/wk
1BR median rent
$450/wk
Leftover after rent + tax + costs
$1,729/wk
Rent share of gross
12%
The verdict
Liverpool on $200,000/yr
On $200,000/yr, Liverpool is comfortably affordable — about $1,729/wk left after rent, tax and typical living costs.
Salary needed (30% rule)
$78,000
/yr gross
Above 30% rule by
$122,000
/yr
Take-home (after tax)
$135,333
/yr
Annual rent
$23,400
median
Household:
Where your salary goes
$200,000/yr gross · $3,846/wk · single household
Tax + Medicare
$1,243/wk
32%
1BR rent
$450/wk
12%
Essentials
$424/wk
11%
Discretionary
$1,729/wk
45%
Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.
On $200,000/yr — weekly budget
$874/week total
Rent
$450/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk
Nearby suburbs at this salary
5 closest suburbs — affordability verdict on $200,000/yr
Cheaper suburbs you can afford on this salary
Within reach of Liverpool, under the 30% rule on $200,000/yr
Carramar
Sydney, NSW · 6.1km from Liverpool
$560/wk
Save $40/wk Villawood
Sydney, NSW · 7.2km from Liverpool
$560/wk
Save $40/wk Fairfield East
Sydney, NSW · 7.4km from Liverpool
$560/wk
Save $40/wk Warwick Farm
Sydney, NSW · 2km from Liverpool
$550/wk
Save $50/wk Cabramatta
Sydney, NSW · 3.2km from Liverpool
$550/wk
Save $50/wk Same suburb, adjacent salary brackets
How affordability shifts in Liverpool with a pay change
↓ Lower
$180,000/yr
Liverpool
Current
$200,000/yr
Liverpool
What if I earned more or less?
Same suburb, different brackets
Want the full Liverpool guide?
Schools, transport, crime, rent trend and demographics
This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.
Estimates only. Not financial advice. See methodology. Read more