Mackay · QLD · 4740

You'll need $152,533/yr to live in Mackay Harbour.

The 30%-rule benchmark for a single person, based on quarterly government bond data.

Median rent
$880/wk
Annual rent change
Rental stress (median income)
Yes
Bonds lodged

Location

Mackay, QLD

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Rent trend

Quarterly median rent

Schools

0 primary, 0 secondary within 3km

Closest primary
Mackay North SS3.2km
Andergrove SS4.1km
Victoria Park SS4.2km
Closest secondary
Pioneer SHS4km
Pioneer SHS4km
Mackay North SHS4.1km

Can you afford it on your salary?

Pick your bracket — see weekly leftover, budget breakdown and cheaper alternatives in Mackay Harbour

Closest to the $152,533/yr the 30% rule needs is highlighted.

Rent details

Annual change
Quarterly change

Suburb affordability ledger

ABS Census 2021 (income WPI-indexed to 2026) · rent vs household income

Household income (est. 2026)
$2,453/wk
Median age
50
Avg household size
2.1
Rent-to-income
36%

Household income is the 2021 Census median indexed forward to 2026 by ABS wage growth; rent-to-income and stress compare current rent to that estimate.

About renting in Mackay Harbour

Mackay Harbour is located in Mackay, QLD. The median weekly rent is $880, meaning a single person needs to earn at least $152,533 per year to keep rent below 30% of income (based on the $880/wk all-dwellings median, single household).

This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.

How is the salary needed calculated?

The salary needed uses the 30% rule: annual income required = (weekly rent x 52) / 0.3. This is a widely used affordability benchmark — spending more than 30% of gross income on rent is considered "rental stress".

Where does the rent data come from?

Rent data comes from government bond lodgement records — NSW DCJ, QLD RTA, and VIC DFFH. This covers actual bonds lodged, making it one of the most reliable rent data sources in Australia.