Affordability check · Sydney · NSW

Can I afford to live in Matraville on $75,000/yr?

No — not on this salary
Weekly take-home
$1,158/wk
1BR median rent
$850/wk
Leftover after rent + tax + costs
-$116/wk
Rent share of gross
59%

The verdict

Matraville on $75,000/yr

On $75,000/yr, Matraville doesn't add up — typical costs would leave you $116/wk short. You need about $147,333/yr at the 30% rule.

Salary needed (30% rule)
$147,333
/yr gross
Short of 30% rule by
$72,333
/yr
Take-home (after tax)
$60,212
/yr
Annual rent
$44,200
median
Household:

Where your salary goes

$75,000/yr gross · $1,442/wk · single household

Tax + Medicare
$284/wk
18%
1BR rent
$850/wk
55%
Essentials
$424/wk
27%
Discretionary
-$116/wk

Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.

On $75,000/yr — weekly budget

$1,274/week total

Rent
$850/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk

Closest cheaper alternatives

Still over the 30% rule on $75,000/yr, but cheaper than Matraville

Nothing nearby is comfortably affordable on this salary. These are the closest cheaper options — you'd still be over the rental-stress threshold, but less so.

Kyeemagh
Sydney, NSW · 6.5km from Matraville
$690/wk
48% rent
Brighton-Le-Sands
Sydney, NSW · 6.9km from Matraville
$690/wk
48% rent
Banksia
Sydney, NSW · 7.9km from Matraville
$690/wk
48% rent
Rockdale
Sydney, NSW · 8.1km from Matraville
$690/wk
48% rent
Monterey
Sydney, NSW · 7.5km from Matraville
$700/wk
49% rent

Want options under the 30% rule? Try a higher salary bracket or browse the cheapest suburbs nationally.

Rent trajectory

Matraville quarterly median vs your salary's 30%-rule ceiling

$1,000$1,013$1,025$1,038$1,050Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Q1 '25 → Q1 '26: +1.9%
Dashed segments are estimated from the suburb's annual rent change. They will be replaced with actual bond data as new quarters are published.
30% ceiling on $75,000/yr
$433/wk
Current median (all beds)
$1,050/wk
Gap above ceiling
+142%

Matraville rents rose 1.94% over the past year. At that pace, the gap to your salary ceiling is widening.

Same suburb, adjacent salary brackets

How affordability shifts in Matraville with a pay change

Want the full Matraville guide?
Schools, transport, crime, rent trend and demographics
Matraville full guide →

This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.

Estimates only. Not financial advice. See methodology. Read more