Regional NSW · NSW · 2731

You'll need $95,333/yr to live in Moama.

The 30%-rule benchmark for a single person, based on quarterly government bond data.

Median rent
$550/wk
Annual rent change
+1.9%
Rental stress (median income)
Yes
Bonds lodged
42

Location

Regional NSW, NSW

Rent trend

Quarterly median rent

Can you afford it on your salary?

Pick your bracket to see weekly leftover, budget breakdown and cheaper alternatives in Moama

Closest to the $95,333/yr the 30% rule needs is highlighted.

Rent details

2 BR
$400/wk
3 BR
$563/wk
4+ BR
$680/wk
Annual change
+1.9%
Quarterly change

Suburb affordability ledger

ABS Census 2021 (income WPI-indexed to 2026) · rent vs household income

Household income (est. 2026)
$1,591/wk
Median age
49
Avg household size
2.4
Rent-to-income
35%

Household income is the 2021 Census median indexed forward to 2026 by ABS wage growth; rent-to-income and stress compare current rent to that estimate.

About renting in Moama

Moama's median weekly rent is $550 a week, which lands in the upper half of the 1019 Regional NSW suburbs NestLedger tracks. Most of the surrounding market is cheaper, so renters here are paying a premium over the typical local asking rent.

Rents have been broadly steady over the past year (+1.9%). Stability makes budgeting easier, though it says nothing about how the suburb compares on price.

Using the 30% affordability benchmark, a single renter needs about $95,333 a year to take on Moama's median weekly rent without overextending (based on the $550/wk all-dwellings median, single household). On the local median household income, Moama sits in rental stress: the median rent takes more than 30% of gross income.

If Moama stretches the budget, the nearest cheaper options NestLedger tracks are Echuca ($278/wk), close enough to keep the same commute patterns while cutting the weekly rent.

Is Moama expensive to rent in?

Moama's median weekly rent is $550/wk, above the middle of the 1019 Regional NSW suburbs NestLedger tracks (673 tracked suburbs are cheaper).

What salary do I need to rent in Moama?

About $95,333 a year for a single renter under the 30% rule: annual income = (weekly rent × 52) ÷ 0.3, using based on the $550/wk all-dwellings median, single household.

Is rent in Moama going up?

Over the past year the median weekly rent moved +1.9%.

What are cheaper suburbs near Moama?

Echuca at $278/wk, the closest tracked suburbs with a lower single-basis rent.

How is the salary needed calculated?

The salary needed uses the 30% rule: annual income required = (weekly rent x 52) / 0.3. This is a widely used affordability benchmark: spending more than 30% of gross income on rent is considered "rental stress".

Where does the rent data come from?

Rent data comes from government bond lodgement records: NSW DCJ, QLD RTA, VIC DFFH, SA Consumer and Business Services via SA Housing Authority, and Tasmania Department of Justice rental bond data. This covers actual bonds lodged, making it one of the most reliable rent data sources in Australia.