You'll need $98,800/yr to live in Moruya Heads.
The 30%-rule benchmark for a single person, based on quarterly government bond data.
Location
Regional NSW, NSW
Rent trend
Quarterly median rent
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Closest to the $98,800/yr the 30% rule needs is highlighted.
Rent details
Suburb affordability ledger
ABS Census 2021 (income WPI-indexed to 2026) · rent vs household income
Household income is the 2021 Census median indexed forward to 2026 by ABS wage growth; rent-to-income and stress compare current rent to that estimate.
Nearby suburbs
About renting in Moruya Heads
Moruya Heads's median weekly rent is $570 a week, which lands in the upper half of the 1019 Regional NSW suburbs NestLedger tracks. Most of the surrounding market is cheaper, so renters here are paying a premium over the typical local asking rent.
Rents here have climbed hard, up 11.8% over the past year, well ahead of typical wage growth. Renters signing a new lease should budget for the current figure, not last year's.
Using the 30% affordability benchmark, a single renter needs about $98,800 a year to take on Moruya Heads's median weekly rent without overextending (based on the $570/wk all-dwellings median, single household). On the local median household income, Moruya Heads sits in rental stress: the median rent takes more than 30% of gross income.
Within its immediate area, Moruya Heads is already one of the cheaper picks: nearby Broulee asks $580/wk. Renters trading down from here generally need to change area rather than suburb.
Is Moruya Heads expensive to rent in?
Moruya Heads's median weekly rent is $570/wk, above the middle of the 1019 Regional NSW suburbs NestLedger tracks (757 tracked suburbs are cheaper).
What salary do I need to rent in Moruya Heads?
About $98,800 a year for a single renter under the 30% rule: annual income = (weekly rent × 52) ÷ 0.3, using based on the $570/wk all-dwellings median, single household.
Is rent in Moruya Heads going up?
Over the past year the median weekly rent moved +11.8%.
How is the salary needed calculated?
The salary needed uses the 30% rule: annual income required = (weekly rent x 52) / 0.3. This is a widely used affordability benchmark: spending more than 30% of gross income on rent is considered "rental stress".
Where does the rent data come from?
Rent data comes from government bond lodgement records: NSW DCJ, QLD RTA, VIC DFFH, SA Consumer and Business Services via SA Housing Authority, and Tasmania Department of Justice rental bond data. This covers actual bonds lodged, making it one of the most reliable rent data sources in Australia.