Sydney · NSW · 2088

You'll need $112,667/yr to live in Mosman.

The 30%-rule benchmark for a single person, based on quarterly government bond data.

1BR median rent
$650/wk
Annual rent change
+8.8%
Rental stress (median income)
No
Bonds lodged
271

Location

Sydney, NSW

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Rent trend

Quarterly median rent

Schools

5 primary, 1 secondary within 3km

Closest primary
Mosman Public School0.6km · 1157
Middle Harbour Public School1.5km · 1162
Beauty Point Public School1.9km · 1154
Closest secondary
Mosman High School0.4km · 1126
Northern Beaches Secondary College Balgowlah Boys Campus3.6km · 1115
North Sydney Boys High School3.7km · 1195

Average ICSEA across nearby schools: 1145 (national mean = 1000).

Can you afford it on your salary?

Pick your bracket — see weekly leftover, budget breakdown and cheaper alternatives in Mosman

Closest to the $112,667/yr the 30% rule needs is highlighted.

Rent details

1 BR
$650/wk
2 BR
$850/wk
3 BR
$1,688/wk
4+ BR
$2,325/wk
Annual change
+8.8%
Quarterly change
+2.6%

Suburb affordability ledger

ABS Census 2021 (income WPI-indexed to 2026) · rent vs household income

Household income (est. 2026)
$3,413/wk
Median age
45
Avg household size
2.3
Rent-to-income
25%

Household income is the 2021 Census median indexed forward to 2026 by ABS wage growth; rent-to-income and stress compare current rent to that estimate.

About renting in Mosman

Mosman is located in Sydney, NSW. The 1BR median weekly rent is $650, meaning a single person needs to earn at least $112,667 per year to keep rent below 30% of income (based on the $650/wk 1BR median, single household).

This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.

How is the salary needed calculated?

The salary needed uses the 30% rule: annual income required = (weekly rent x 52) / 0.3. This is a widely used affordability benchmark — spending more than 30% of gross income on rent is considered "rental stress".

Where does the rent data come from?

Rent data comes from government bond lodgement records — NSW DCJ, QLD RTA, and VIC DFFH. This covers actual bonds lodged, making it one of the most reliable rent data sources in Australia.