Can I afford to live in Mount Saint Thomas on $120,000/yr?
The verdict
Mount Saint Thomas on $120,000/yr
On $120,000/yr, Mount Saint Thomas is comfortably affordable — about $872/wk left after rent, tax and typical living costs.
Where your salary goes
$120,000/yr gross · $2,308/wk · single household
Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.
On $120,000/yr — weekly budget
$874/week total
Nearby suburbs at this salary
5 closest suburbs — affordability verdict on $120,000/yr
Cheaper suburbs you can afford on this salary
Within reach of Mount Saint Thomas, under the 30% rule on $120,000/yr
Rent trajectory
Mount Saint Thomas quarterly median vs your salary's 30%-rule ceiling
Mount Saint Thomas rents rose 10% over the past year. Rent is currently within reach of the 30% rule on this salary.
Same suburb, adjacent salary brackets
How affordability shifts in Mount Saint Thomas with a pay change
What if I earned more or less?
Same suburb, different brackets
This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.
Estimates only. Not financial advice. See methodology. Read more