Affordability check · Wollongong · NSW

Can I afford to live in Nattai on $180,000/yr?

Yes, comfortably
Weekly take-home
$2,470/wk
1BR median rent
$450/wk
Leftover after rent + tax + costs
$1,596/wk
Rent share of gross
13%

The verdict

Nattai on $180,000/yr

On $180,000/yr, Nattai is comfortably affordable — about $1,596/wk left after rent, tax and typical living costs.

Salary needed (30% rule)
$78,000
/yr gross
Above 30% rule by
$102,000
/yr
Take-home (after tax)
$128,462
/yr
Annual rent
$23,400
median
Household:

Where your salary goes

$180,000/yr gross · $3,462/wk · single household

Tax + Medicare
$992/wk
29%
1BR rent
$450/wk
13%
Essentials
$424/wk
12%
Discretionary
$1,596/wk
46%

Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.

On $180,000/yr — weekly budget

$874/week total

Rent
$450/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk

Rent trajectory

Nattai quarterly median vs your salary's 30%-rule ceiling

$700$713$725$738$750Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Q1 '25 → Q1 '26: +5.7%
Dashed segments are estimated from the suburb's annual rent change. They will be replaced with actual bond data as new quarters are published.
30% ceiling on $180,000/yr
$1,038/wk
Current median (all beds)
$740/wk
Gap above ceiling
-29%

Nattai rents rose 5.71% over the past year. Rent is currently within reach of the 30% rule on this salary.

Same suburb, adjacent salary brackets

How affordability shifts in Nattai with a pay change

Want the full Nattai guide?
Schools, transport, crime, rent trend and demographics
Nattai full guide →

This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.

Estimates only. Not financial advice. See methodology. Read more