Central Coast · NSW · 2260

You'll need $83,200/yr to live in North Avoca.

The 30%-rule benchmark for a single person, based on quarterly government bond data.

1BR median rent
$480/wk
Annual rent change
-1.3%
Rental stress (median income)
No
Bonds lodged
155

Location

Central Coast, NSW

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Rent trend

Quarterly median rent

Schools

2 primary, 1 secondary within 3km

Closest primary
Avoca Beach Public School1.5km · 1081
Terrigal Public School1.7km · 1078
Copacabana Public School3km · 1064
Closest secondary
Terrigal High School1.9km · 1044
Kincumber High School5km · 1045
Erina High School5.4km · 996

Average ICSEA across nearby schools: 1068 (national mean = 1000).

Can you afford it on your salary?

Pick your bracket — see weekly leftover, budget breakdown and cheaper alternatives in North Avoca

Closest to the $83,200/yr the 30% rule needs is highlighted.

Rent details

1 BR
$480/wk
2 BR
$615/wk
3 BR
$800/wk
4+ BR
$1,100/wk
Annual change
-1.3%
Quarterly change
+4.0%

Suburb affordability ledger

ABS Census 2021 (income WPI-indexed to 2026) · rent vs household income

Household income (est. 2026)
$2,963/wk
Median age
41
Avg household size
2.8
Rent-to-income
27%

Household income is the 2021 Census median indexed forward to 2026 by ABS wage growth; rent-to-income and stress compare current rent to that estimate.

About renting in North Avoca

North Avoca is located in Central Coast, NSW. The 1BR median weekly rent is $480, meaning a single person needs to earn at least $83,200 per year to keep rent below 30% of income (based on the $480/wk 1BR median, single household).

This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.

How is the salary needed calculated?

The salary needed uses the 30% rule: annual income required = (weekly rent x 52) / 0.3. This is a widely used affordability benchmark — spending more than 30% of gross income on rent is considered "rental stress".

Where does the rent data come from?

Rent data comes from government bond lodgement records — NSW DCJ, QLD RTA, and VIC DFFH. This covers actual bonds lodged, making it one of the most reliable rent data sources in Australia.