Affordability check · Sydney · NSW

Can I afford to live in North Kellyville on $75,000/yr?

No, not on this salary
Weekly take-home
$1,158/wk
1BR median rent
$620/wk
Leftover after rent + tax + costs
$114/wk
Rent share of gross
43%

The verdict

North Kellyville on $75,000/yr

On $75,000/yr, North Kellyville is unaffordable by the 30% rule, since rent alone would take more than 40% of your gross income.

Salary needed (30% rule)
$107,467
/yr gross
Short of 30% rule by
$32,467
/yr
Take-home (after tax)
$60,212
/yr
Annual rent
$32,240
median
Household:

Where your salary goes

$75,000/yr gross · $1,442/wk · single household

Tax + Medicare
$284/wk
20%
1BR rent
$620/wk
43%
Essentials
$424/wk
29%
Discretionary
$114/wk
8%

Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.

On $75,000/yr: weekly budget

$1,044/week total

Rent
$620/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk

Closest cheaper alternatives

Still over the 30% rule on $75,000/yr, but cheaper than North Kellyville

Nothing nearby is comfortably affordable on this salary. These are the closest cheaper options. You'd still be over the rental-stress threshold, but less so.

Dural
Sydney, NSW · 9.5km from North Kellyville
$605/wk
42% rent
Blacktown
Sydney, NSW · 11.5km from North Kellyville
$610/wk
42% rent
Woodcroft
Sydney, NSW · 10.3km from North Kellyville
$620/wk
43% rent
Doonside
Sydney, NSW · 10.9km from North Kellyville
$620/wk
43% rent
Kings Langley
Sydney, NSW · 7.9km from North Kellyville
$630/wk
44% rent

Want options under the 30% rule? Try a higher salary bracket or browse the cheapest suburbs nationally.

Rent trajectory

North Kellyville quarterly median vs your salary's 30%-rule ceiling

$750$763$775$788$800Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Q1 '25 → Q1 '26: +5.3%
Dashed segments are estimated from the suburb's annual rent change. They will be replaced with actual bond data as new quarters are published.
30% ceiling on $75,000/yr
$433/wk
Current median (all beds)
$790/wk
Gap above ceiling
+82%

North Kellyville rents rose 5.33% over the past year. At that pace, the gap to your salary ceiling is widening.

Same suburb, adjacent salary brackets

How affordability shifts in North Kellyville with a pay change

Want the full North Kellyville guide?
Schools, transport, crime, rent trend and demographics
North Kellyville full guide →

This suburb affordability view is one layer of your NestLedger: rent, salary and household cost context for Australian money decisions.

Estimates only. Not financial advice. See methodology. Read more