Affordability check · Sydney · NSW

Can I afford to live in Northwood on $100,000/yr?

Tight, it's a stretch
Weekly take-home
$1,485/wk
1BR median rent
$750/wk
Leftover after rent + tax + costs
$311/wk
Rent share of gross
39%

The verdict

Northwood on $100,000/yr

On $100,000/yr, Northwood is a stretch, since rent crosses the 30% rental-stress threshold. About $311/wk left for everything else.

Salary needed (30% rule)
$130,000
/yr gross
Short of 30% rule by
$30,000
/yr
Take-home (after tax)
$77,212
/yr
Annual rent
$39,000
median
Household:

Where your salary goes

$100,000/yr gross · $1,923/wk · single household

Tax + Medicare
$438/wk
23%
1BR rent
$750/wk
39%
Essentials
$424/wk
22%
Discretionary
$311/wk
16%

Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.

On $100,000/yr: weekly budget

$1,174/week total

Rent
$750/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk

Closest cheaper alternatives

Still over the 30% rule on $100,000/yr, but cheaper than Northwood

Nothing nearby is comfortably affordable on this salary. These are the closest cheaper options. You'd still be over the rental-stress threshold, but less so.

Gladesville
Sydney, NSW · 4.9km from Northwood
$770/wk
40% rent
Longueville
Sydney, NSW · 1km from Northwood
$780/wk
41% rent
Lane Cove
Sydney, NSW · 1.8km from Northwood
$780/wk
41% rent
Riverview
Sydney, NSW · 1.8km from Northwood
$780/wk
41% rent
Lane Cove North
Sydney, NSW · 3km from Northwood
$780/wk
41% rent

Want options under the 30% rule? Try a higher salary bracket or browse the cheapest suburbs nationally.

Rent trajectory

Northwood quarterly median vs your salary's 30%-rule ceiling

$850$863$875$888$900Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Q1 '25 → Q1 '26: +5.9%
Dashed segments are estimated from the suburb's annual rent change. They will be replaced with actual bond data as new quarters are published.
30% ceiling on $100,000/yr
$577/wk
Current median (all beds)
$900/wk
Gap above ceiling
+56%

Northwood rents rose 5.88% over the past year. At that pace, the gap to your salary ceiling is widening.

Same suburb, adjacent salary brackets

How affordability shifts in Northwood with a pay change

Want the full Northwood guide?
Schools, transport, crime, rent trend and demographics
Northwood full guide →

This suburb affordability view is one layer of your NestLedger: rent, salary and household cost context for Australian money decisions.

Estimates only. Not financial advice. See methodology. Read more