Affordability check · Port Macquarie · NSW

Can I afford to live in Port Macquarie on $60,000/yr?

Yes, manageable
Weekly take-home
$962/wk
1BR median rent
$330/wk
Leftover after rent + tax + costs
$208/wk
Rent share of gross
29%

The verdict

Port Macquarie on $60,000/yr

On $60,000/yr, Port Macquarie is manageable — about $208/wk left after rent, tax and typical living costs, sitting at the 30%-rule limit.

Salary needed (30% rule)
$57,200
/yr gross
Above 30% rule by
$2,800
/yr
Take-home (after tax)
$50,012
/yr
Annual rent
$17,160
median
Household:

Where your salary goes

$60,000/yr gross · $1,154/wk · single household

Tax + Medicare
$192/wk
17%
1BR rent
$330/wk
29%
Essentials
$424/wk
37%
Discretionary
$208/wk
18%

Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.

On $60,000/yr — weekly budget

$754/week total

Rent
$330/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk

Rent trajectory

Port Macquarie quarterly median vs your salary's 30%-rule ceiling

$550$563$575$588$600Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Q1 '25 → Q1 '26: +3.4%
Dashed segments are estimated from the suburb's annual rent change. They will be replaced with actual bond data as new quarters are published.
30% ceiling on $60,000/yr
$346/wk
Current median (all beds)
$600/wk
Gap above ceiling
+73%

Port Macquarie rents rose 3.45% over the past year. At that pace, the gap to your salary ceiling is widening.

Same suburb, adjacent salary brackets

How affordability shifts in Port Macquarie with a pay change

↑ Higher
$75,000/yr
Port Macquarie
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This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.

Estimates only. Not financial advice. See methodology. Read more