Affordability check · Sydney · NSW

Can I afford to live in Potts Point on $90,000/yr?

Tight — it's a stretch
Weekly take-home
$1,354/wk
1BR median rent
$650/wk
Leftover after rent + tax + costs
$280/wk
Rent share of gross
38%

The verdict

Potts Point on $90,000/yr

On $90,000/yr, Potts Point is a stretch — rent crosses the 30% rental-stress threshold. About $280/wk left for everything else.

Salary needed (30% rule)
$112,667
/yr gross
Short of 30% rule by
$22,667
/yr
Take-home (after tax)
$70,412
/yr
Annual rent
$33,800
median
Household:

Where your salary goes

$90,000/yr gross · $1,731/wk · single household

Tax + Medicare
$377/wk
22%
1BR rent
$650/wk
38%
Essentials
$424/wk
24%
Discretionary
$280/wk
16%

Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.

On $90,000/yr — weekly budget

$1,074/week total

Rent
$650/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk

Closest cheaper alternatives

Still over the 30% rule on $90,000/yr, but cheaper than Potts Point

Nothing nearby is comfortably affordable on this salary. These are the closest cheaper options — you'd still be over the rental-stress threshold, but less so.

Haymarket
Sydney, NSW · 2.6km from Potts Point
$700/wk
40% rent
Ultimo
Sydney, NSW · 2.9km from Potts Point
$700/wk
40% rent

Want options under the 30% rule? Try a higher salary bracket or browse the cheapest suburbs nationally.

Rent trajectory

Potts Point quarterly median vs your salary's 30%-rule ceiling

$700$713$725$738$750Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Q1 '25 → Q1 '26: +7.1%
Dashed segments are estimated from the suburb's annual rent change. They will be replaced with actual bond data as new quarters are published.
30% ceiling on $90,000/yr
$519/wk
Current median (all beds)
$750/wk
Gap above ceiling
+45%

Potts Point rents rose 7.14% over the past year. At that pace, the gap to your salary ceiling is widening.

Same suburb, adjacent salary brackets

How affordability shifts in Potts Point with a pay change

Want the full Potts Point guide?
Schools, transport, crime, rent trend and demographics
Potts Point full guide →

This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.

Estimates only. Not financial advice. See methodology. Read more