Affordability check · Sydney · NSW

Can I afford to live in Rosebery on $60,000/yr?

No, not on this salary
Weekly take-home
$962/wk
1BR median rent
$805/wk
Leftover after rent + tax + costs
-$267/wk
Rent share of gross
70%

The verdict

Rosebery on $60,000/yr

On $60,000/yr, Rosebery doesn't add up: typical costs would leave you $267/wk short. You need about $139,533/yr at the 30% rule.

Salary needed (30% rule)
$139,533
/yr gross
Short of 30% rule by
$79,533
/yr
Take-home (after tax)
$50,012
/yr
Annual rent
$41,860
median
Household:

Where your salary goes

$60,000/yr gross · $1,154/wk · single household

Tax + Medicare
$192/wk
14%
1BR rent
$805/wk
57%
Essentials
$424/wk
30%
Discretionary
-$267/wk

Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.

On $60,000/yr: weekly budget

$1,229/week total

Rent
$805/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk

Closest cheaper alternatives

Still over the 30% rule on $60,000/yr, but cheaper than Rosebery

Nothing nearby is comfortably affordable on this salary. These are the closest cheaper options. You'd still be over the rental-stress threshold, but less so.

Haymarket
Sydney, NSW · 4.1km from Rosebery
$600/wk
52% rent
Ultimo
Sydney, NSW · 4.3km from Rosebery
$600/wk
52% rent
Kyeemagh
Sydney, NSW · 5.3km from Rosebery
$690/wk
60% rent
Stanmore
Sydney, NSW · 4.7km from Rosebery
$695/wk
60% rent
Petersham
Sydney, NSW · 5.3km from Rosebery
$700/wk
61% rent

Want options under the 30% rule? Try a higher salary bracket or browse the cheapest suburbs nationally.

Rent trajectory

Rosebery quarterly median vs your salary's 30%-rule ceiling

$950$963$975$988$1,000Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Q1 '25 → Q1 '26: +3.1%
Dashed segments are estimated from the suburb's annual rent change. They will be replaced with actual bond data as new quarters are published.
30% ceiling on $60,000/yr
$346/wk
Current median (all beds)
$1,000/wk
Gap above ceiling
+189%

Rosebery rents rose 3.09% over the past year. At that pace, the gap to your salary ceiling is widening.

Same suburb, adjacent salary brackets

How affordability shifts in Rosebery with a pay change

↑ Higher
$75,000/yr
Rosebery
Want the full Rosebery guide?
Schools, transport, crime, rent trend and demographics
Rosebery full guide →

This suburb affordability view is one layer of your NestLedger: rent, salary and household cost context for Australian money decisions.

Estimates only. Not financial advice. See methodology. Read more