Regional NSW · NSW · 2474

You'll need $86,667/yr to live in Sawpit Creek.

The 30%-rule benchmark for a single person, based on quarterly government bond data.

Median rent
$500/wk
Annual rent change
+4.2%
Rental stress (median income)
Yes
Bonds lodged

Location

Regional NSW, NSW

Rent trend

Quarterly median rent

Can you afford it on your salary?

Pick your bracket to see weekly leftover, budget breakdown and cheaper alternatives in Sawpit Creek

Closest to the $86,667/yr the 30% rule needs is highlighted.

Rent details

3 BR
$500/wk
Annual change
+4.2%
Quarterly change

Suburb affordability ledger

ABS Census 2021 (income WPI-indexed to 2026) · rent vs household income

Household income (est. 2026)
$1,623/wk
Median age
62
Avg household size
1.6
Rent-to-income
31%

Household income is the 2021 Census median indexed forward to 2026 by ABS wage growth; rent-to-income and stress compare current rent to that estimate.

About renting in Sawpit Creek

Sawpit Creek's median weekly rent is $500 a week, a little under the middle of the 1019 Regional NSW suburbs NestLedger tracks, with 476 tracked suburbs coming in cheaper. It is not a bargain pocket, but renters get in below the local median.

Rents have climbed a moderate 4.2% over the past year. That is a steady drift upward rather than a spike, but it still compounds against a flat salary.

Using the 30% affordability benchmark, a single renter needs about $86,667 a year to take on Sawpit Creek's median weekly rent without overextending (based on the $500/wk all-dwellings median, single household). On the local median household income, Sawpit Creek sits in rental stress: the median rent takes more than 30% of gross income.

Rents in Sawpit Creek's immediate area sit right at its own level: nearby Terrace Creek also asks $500/wk, so renters trading down generally need to change area rather than suburb.

Is Sawpit Creek expensive to rent in?

Sawpit Creek's median weekly rent is $500/wk, below the middle of the 1019 Regional NSW suburbs NestLedger tracks (476 tracked suburbs are cheaper).

What salary do I need to rent in Sawpit Creek?

About $86,667 a year for a single renter under the 30% rule: annual income = (weekly rent × 52) ÷ 0.3, using based on the $500/wk all-dwellings median, single household.

Is rent in Sawpit Creek going up?

Over the past year the median weekly rent moved +4.2%.

How is the salary needed calculated?

The salary needed uses the 30% rule: annual income required = (weekly rent x 52) / 0.3. This is a widely used affordability benchmark: spending more than 30% of gross income on rent is considered "rental stress".

Where does the rent data come from?

Rent data comes from government bond lodgement records: NSW DCJ, QLD RTA, VIC DFFH, SA Consumer and Business Services via SA Housing Authority, and Tasmania Department of Justice rental bond data. This covers actual bonds lodged, making it one of the most reliable rent data sources in Australia.