Affordability check · Sydney · NSW

Can I afford to live in Schofields on $75,000/yr?

Tight — it's a stretch
Weekly take-home
$1,158/wk
1BR median rent
$550/wk
Leftover after rent + tax + costs
$184/wk
Rent share of gross
38%

The verdict

Schofields on $75,000/yr

On $75,000/yr, Schofields is a stretch — rent crosses the 30% rental-stress threshold. About $184/wk left for everything else.

Salary needed (30% rule)
$95,333
/yr gross
Short of 30% rule by
$20,333
/yr
Take-home (after tax)
$60,212
/yr
Annual rent
$28,600
median
Household:

Where your salary goes

$75,000/yr gross · $1,442/wk · single household

Tax + Medicare
$284/wk
20%
1BR rent
$550/wk
38%
Essentials
$424/wk
29%
Discretionary
$184/wk
13%

Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.

On $75,000/yr — weekly budget

$974/week total

Rent
$550/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk

Rent trajectory

Schofields quarterly median vs your salary's 30%-rule ceiling

$650$663$675$688$700Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Q1 '25 → Q1 '26: +6.2%
Dashed segments are estimated from the suburb's annual rent change. They will be replaced with actual bond data as new quarters are published.
30% ceiling on $75,000/yr
$433/wk
Current median (all beds)
$690/wk
Gap above ceiling
+59%

Schofields rents rose 6.15% over the past year. At that pace, the gap to your salary ceiling is widening.

Same suburb, adjacent salary brackets

How affordability shifts in Schofields with a pay change

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Schools, transport, crime, rent trend and demographics
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This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.

Estimates only. Not financial advice. See methodology. Read more