Central Coast · NSW · 2257

You'll need $65,000/yr to live in St Huberts Island.

The 30%-rule benchmark for a single person, based on quarterly government bond data.

1BR median rent
$375/wk
Annual rent change
Rental stress (median income)
Yes
Bonds lodged
225

Location

Central Coast, NSW

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Rent trend

Quarterly median rent

Schools

5 primary, 1 secondary within 3km

Closest primary
Woy Woy Public School1.7km · 970
Empire Bay Public School1.9km · 1039
Brisbania Public School2.1km · 1014
Closest secondary
Brisbane Water Secondary College Woy Woy Campus2.1km · 974
Brisbane Water Secondary College Umina Campus3.8km · 966
Kincumber High School4.8km · 1045

Average ICSEA across nearby schools: 999 (national mean = 1000).

Can you afford it on your salary?

Pick your bracket — see weekly leftover, budget breakdown and cheaper alternatives in St Huberts Island

Closest to the $65,000/yr the 30% rule needs is highlighted.

Rent details

1 BR
$375/wk
2 BR
$550/wk
3 BR
$710/wk
4+ BR
$850/wk
Annual change
Quarterly change
+2.6%

Suburb affordability ledger

ABS Census 2021 (income WPI-indexed to 2026) · rent vs household income

Household income (est. 2026)
$1,894/wk
Median age
58
Avg household size
2.3
Rent-to-income
32%

Household income is the 2021 Census median indexed forward to 2026 by ABS wage growth; rent-to-income and stress compare current rent to that estimate.

About renting in St Huberts Island

St Huberts Island is located in Central Coast, NSW. The 1BR median weekly rent is $375, meaning a single person needs to earn at least $65,000 per year to keep rent below 30% of income (based on the $375/wk 1BR median, single household).

This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.

How is the salary needed calculated?

The salary needed uses the 30% rule: annual income required = (weekly rent x 52) / 0.3. This is a widely used affordability benchmark — spending more than 30% of gross income on rent is considered "rental stress".

Where does the rent data come from?

Rent data comes from government bond lodgement records — NSW DCJ, QLD RTA, and VIC DFFH. This covers actual bonds lodged, making it one of the most reliable rent data sources in Australia.