Regional NSW · NSW · 2423

You'll need $89,267/yr to live in Topi Topi.

The 30%-rule benchmark for a single person, based on quarterly government bond data.

Median rent
$515/wk
Annual rent change
+5.1%
Rental stress (median income)
No
Bonds lodged

Location

Regional NSW, NSW

Rent trend

Quarterly median rent

Can you afford it on your salary?

Pick your bracket to see weekly leftover, budget breakdown and cheaper alternatives in Topi Topi

Closest to the $89,267/yr the 30% rule needs is highlighted.

Rent details

Annual change
+5.1%
Quarterly change
+3.0%

Suburb affordability ledger

ABS Census 2021 (income WPI-indexed to 2026) · rent vs household income

Household income (est. 2026)
$2,655/wk
Median age
53
Avg household size
2.4
Rent-to-income
19%

Household income is the 2021 Census median indexed forward to 2026 by ABS wage growth; rent-to-income and stress compare current rent to that estimate.

About renting in Topi Topi

Topi Topi's median weekly rent is $515 a week, which lands in the upper half of the 1019 Regional NSW suburbs NestLedger tracks. Most of the surrounding market is cheaper, so renters here are paying a premium over the typical local asking rent.

Rents have climbed a moderate 5.1% over the past year. That is a steady drift upward rather than a spike, but it still compounds against a flat salary.

Using the 30% affordability benchmark, a single renter needs about $89,267 a year to take on Topi Topi's median weekly rent without overextending (based on the $515/wk all-dwellings median, single household). On the local median household income, Topi Topi stays under the 30% line: the typical household here is not in rental stress.

If Topi Topi stretches the budget, the nearest cheaper options NestLedger tracks are Bungwahl ($345/wk), close enough to keep the same commute patterns while cutting the weekly rent.

Is Topi Topi expensive to rent in?

Topi Topi's median weekly rent is $515/wk, above the middle of the 1019 Regional NSW suburbs NestLedger tracks (618 tracked suburbs are cheaper).

What salary do I need to rent in Topi Topi?

About $89,267 a year for a single renter under the 30% rule: annual income = (weekly rent × 52) ÷ 0.3, using based on the $515/wk all-dwellings median, single household.

Is rent in Topi Topi going up?

Over the past year the median weekly rent moved +5.1%.

What are cheaper suburbs near Topi Topi?

Bungwahl at $345/wk, the closest tracked suburbs with a lower single-basis rent.

How is the salary needed calculated?

The salary needed uses the 30% rule: annual income required = (weekly rent x 52) / 0.3. This is a widely used affordability benchmark: spending more than 30% of gross income on rent is considered "rental stress".

Where does the rent data come from?

Rent data comes from government bond lodgement records: NSW DCJ, QLD RTA, VIC DFFH, SA Consumer and Business Services via SA Housing Authority, and Tasmania Department of Justice rental bond data. This covers actual bonds lodged, making it one of the most reliable rent data sources in Australia.