Central Coast · NSW · 2258

You'll need $109,200/yr to live in Niagara Park.

The 30%-rule benchmark for a single person, based on quarterly government bond data.

Median rent
$630/wk
Annual rent change
+4.1%
Rental stress (median income)
No
Bonds lodged

Location

Central Coast, NSW

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Rent trend

Quarterly median rent

Schools

3 primary, 2 secondary within 3km

Closest primary
Niagara Park Public School1km · 1008
Narara Public School2km · 1008
Lisarow Public School2.8km · 1035
Closest secondary
Lisarow High School2.4km · 1014
Narara Valley High School2.8km · 974
Gosford High School4.6km · 1157

Average ICSEA across nearby schools: 1008 (national mean = 1000).

Can you afford it on your salary?

Pick your bracket — see weekly leftover, budget breakdown and cheaper alternatives in Niagara Park

Closest to the $109,200/yr the 30% rule needs is highlighted.

Rent details

Annual change
+4.1%
Quarterly change
+5.9%

Suburb affordability ledger

ABS Census 2021 (income WPI-indexed to 2026) · rent vs household income

Household income (est. 2026)
$2,100/wk
Median age
37
Avg household size
2.7
Rent-to-income
30%

Household income is the 2021 Census median indexed forward to 2026 by ABS wage growth; rent-to-income and stress compare current rent to that estimate.

About renting in Niagara Park

Niagara Park is located in Central Coast, NSW. The median weekly rent is $630, meaning a single person needs to earn at least $109,200 per year to keep rent below 30% of income (based on the $630/wk all-dwellings median, single household).

This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.

How is the salary needed calculated?

The salary needed uses the 30% rule: annual income required = (weekly rent x 52) / 0.3. This is a widely used affordability benchmark — spending more than 30% of gross income on rent is considered "rental stress".

Where does the rent data come from?

Rent data comes from government bond lodgement records — NSW DCJ, QLD RTA, and VIC DFFH. This covers actual bonds lodged, making it one of the most reliable rent data sources in Australia.