Central Coast · NSW · 2251

You'll need $119,600/yr to live in North Gosford.

The 30%-rule benchmark for a single person, based on quarterly government bond data.

Median rent
$690/wk
Annual rent change
-1.4%
Rental stress (median income)
Yes
Bonds lodged
109

Location

Central Coast, NSW

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Rent trend

Quarterly median rent

Schools

5 primary, 3 secondary within 3km

Closest primary
Wyoming Public School1.2km · 940
Gosford Public School1.8km · 1049
Chertsey Primary School1.9km · 935
Closest secondary
Gosford High School1.2km · 1157
Henry Kendall High School1.8km · 1030
Narara Valley High School2.9km · 974

Average ICSEA across nearby schools: 1022 (national mean = 1000).

Can you afford it on your salary?

Pick your bracket — see weekly leftover, budget breakdown and cheaper alternatives in North Gosford

Closest to the $119,600/yr the 30% rule needs is highlighted.

Rent details

2 BR
$575/wk
3 BR
$685/wk
4+ BR
$900/wk
Annual change
-1.4%
Quarterly change
-7.4%

Suburb affordability ledger

ABS Census 2021 (income WPI-indexed to 2026) · rent vs household income

Household income (est. 2026)
$1,659/wk
Median age
36
Avg household size
2.3
Rent-to-income
42%

Household income is the 2021 Census median indexed forward to 2026 by ABS wage growth; rent-to-income and stress compare current rent to that estimate.

About renting in North Gosford

North Gosford is located in Central Coast, NSW. The median weekly rent is $690, meaning a single person needs to earn at least $119,600 per year to keep rent below 30% of income (based on the $690/wk all-dwellings median, single household).

This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.

How is the salary needed calculated?

The salary needed uses the 30% rule: annual income required = (weekly rent x 52) / 0.3. This is a widely used affordability benchmark — spending more than 30% of gross income on rent is considered "rental stress".

Where does the rent data come from?

Rent data comes from government bond lodgement records — NSW DCJ, QLD RTA, and VIC DFFH. This covers actual bonds lodged, making it one of the most reliable rent data sources in Australia.