Central Coast · NSW · 2251

You'll need $119,600/yr to live in Point Frederick.

The 30%-rule benchmark for a single person, based on quarterly government bond data.

Median rent
$690/wk
Annual rent change
-1.4%
Rental stress (median income)
Yes
Bonds lodged
109

Location

Central Coast, NSW

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Rent trend

Quarterly median rent

Schools

4 primary, 2 secondary within 3km

Closest primary
Gosford East Public School0.6km · 1017
Point Clare Public School1.5km · 1058
Gosford Public School2.3km · 1049
Closest secondary
Henry Kendall High School2.3km · 1030
Gosford High School2.6km · 1157
Erina High School3.5km · 996

Average ICSEA across nearby schools: 1045 (national mean = 1000).

Can you afford it on your salary?

Pick your bracket — see weekly leftover, budget breakdown and cheaper alternatives in Point Frederick

Closest to the $119,600/yr the 30% rule needs is highlighted.

Rent details

2 BR
$575/wk
3 BR
$685/wk
4+ BR
$900/wk
Annual change
-1.4%
Quarterly change
-7.4%

Suburb affordability ledger

ABS Census 2021 (income WPI-indexed to 2026) · rent vs household income

Household income (est. 2026)
$1,925/wk
Median age
48
Avg household size
2
Rent-to-income
36%

Household income is the 2021 Census median indexed forward to 2026 by ABS wage growth; rent-to-income and stress compare current rent to that estimate.

About renting in Point Frederick

Point Frederick is located in Central Coast, NSW. The median weekly rent is $690, meaning a single person needs to earn at least $119,600 per year to keep rent below 30% of income (based on the $690/wk all-dwellings median, single household).

This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.

How is the salary needed calculated?

The salary needed uses the 30% rule: annual income required = (weekly rent x 52) / 0.3. This is a widely used affordability benchmark — spending more than 30% of gross income on rent is considered "rental stress".

Where does the rent data come from?

Rent data comes from government bond lodgement records — NSW DCJ, QLD RTA, and VIC DFFH. This covers actual bonds lodged, making it one of the most reliable rent data sources in Australia.