Central Coast · NSW · 2250

You'll need $90,133/yr to live in Point Clare.

The 30%-rule benchmark for a single person, based on quarterly government bond data.

1BR median rent
$520/wk
Annual rent change
+10.0%
Rental stress (median income)
Yes
Bonds lodged
613

Location

Central Coast, NSW

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Rent trend

Quarterly median rent

Schools

4 primary, 2 secondary within 3km

Closest primary
Point Clare Public School0.9km · 1058
Gosford Public School2.6km · 1049
Kariong Public School2.7km · 1007
Closest secondary
Kariong Mountains High School2.4km · 968
Henry Kendall High School2.6km · 1030
Gosford High School3.3km · 1157

Average ICSEA across nearby schools: 1032 (national mean = 1000).

Can you afford it on your salary?

Pick your bracket — see weekly leftover, budget breakdown and cheaper alternatives in Point Clare

Closest to the $90,133/yr the 30% rule needs is highlighted.

Rent details

1 BR
$520/wk
2 BR
$600/wk
3 BR
$700/wk
4+ BR
$845/wk
Annual change
+10.0%
Quarterly change
+7.3%

Suburb affordability ledger

ABS Census 2021 (income WPI-indexed to 2026) · rent vs household income

Household income (est. 2026)
$1,915/wk
Median age
46
Avg household size
2.5
Rent-to-income
34%

Household income is the 2021 Census median indexed forward to 2026 by ABS wage growth; rent-to-income and stress compare current rent to that estimate.

About renting in Point Clare

Point Clare is located in Central Coast, NSW. The 1BR median weekly rent is $520, meaning a single person needs to earn at least $90,133 per year to keep rent below 30% of income (based on the $520/wk 1BR median, single household).

This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.

How is the salary needed calculated?

The salary needed uses the 30% rule: annual income required = (weekly rent x 52) / 0.3. This is a widely used affordability benchmark — spending more than 30% of gross income on rent is considered "rental stress".

Where does the rent data come from?

Rent data comes from government bond lodgement records — NSW DCJ, QLD RTA, and VIC DFFH. This covers actual bonds lodged, making it one of the most reliable rent data sources in Australia.