Affordability check · Sydney · NSW

Can I afford to live in Surry Hills on $100,000/yr?

Tight — it's a stretch
Weekly take-home
$1,485/wk
1BR median rent
$700/wk
Leftover after rent + tax + costs
$361/wk
Rent share of gross
36%

The verdict

Surry Hills on $100,000/yr

On $100,000/yr, Surry Hills is a stretch — rent crosses the 30% rental-stress threshold. About $361/wk left for everything else.

Salary needed (30% rule)
$121,333
/yr gross
Short of 30% rule by
$21,333
/yr
Take-home (after tax)
$77,212
/yr
Annual rent
$36,400
median
Household:

Where your salary goes

$100,000/yr gross · $1,923/wk · single household

Tax + Medicare
$438/wk
23%
1BR rent
$700/wk
36%
Essentials
$424/wk
22%
Discretionary
$361/wk
19%

Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.

On $100,000/yr — weekly budget

$1,124/week total

Rent
$700/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk

Rent trajectory

Surry Hills quarterly median vs your salary's 30%-rule ceiling

$750$763$775$788$800Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Q1 '25 → Q1 '26: +2.6%
Dashed segments are estimated from the suburb's annual rent change. They will be replaced with actual bond data as new quarters are published.
30% ceiling on $100,000/yr
$577/wk
Current median (all beds)
$800/wk
Gap above ceiling
+39%

Surry Hills rents rose 2.56% over the past year. At that pace, the gap to your salary ceiling is widening.

Same suburb, adjacent salary brackets

How affordability shifts in Surry Hills with a pay change

Want the full Surry Hills guide?
Schools, transport, crime, rent trend and demographics
Surry Hills full guide →

This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.

Estimates only. Not financial advice. See methodology. Read more