Can I afford to live in Surry Hills on $120,000/yr?
The verdict
Surry Hills on $120,000/yr
On $120,000/yr, Surry Hills is a stretch — rent crosses the 30% rental-stress threshold. About $622/wk left for everything else.
Where your salary goes
$120,000/yr gross · $2,308/wk · single household
Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.
On $120,000/yr — weekly budget
$1,124/week total
Nearby suburbs at this salary
5 closest suburbs — affordability verdict on $120,000/yr
Cheaper suburbs you can afford on this salary
Within reach of Surry Hills, under the 30% rule on $120,000/yr
Rent trajectory
Surry Hills quarterly median vs your salary's 30%-rule ceiling
Surry Hills rents rose 2.56% over the past year. At that pace, the gap to your salary ceiling is widening.
Same suburb, adjacent salary brackets
How affordability shifts in Surry Hills with a pay change
What if I earned more or less?
Same suburb, different brackets
This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.
Estimates only. Not financial advice. See methodology. Read more