Affordability check · Sydney · NSW

Can I afford to live in Maroubra on $120,000/yr?

Yes, manageable
Weekly take-home
$1,746/wk
1BR median rent
$690/wk
Leftover after rent + tax + costs
$632/wk
Rent share of gross
30%

The verdict

Maroubra on $120,000/yr

On $120,000/yr, Maroubra is manageable: about $632/wk left after rent, tax and typical living costs, sitting at the 30%-rule limit.

Salary needed (30% rule)
$119,600
/yr gross
Above 30% rule by
$400
/yr
Take-home (after tax)
$90,812
/yr
Annual rent
$35,880
median
Household:

Where your salary goes

$120,000/yr gross · $2,308/wk · single household

Tax + Medicare
$562/wk
24%
1BR rent
$690/wk
30%
Essentials
$424/wk
18%
Discretionary
$632/wk
27%

Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.

On $120,000/yr: weekly budget

$1,114/week total

Rent
$690/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk

Cheaper suburbs you can afford on this salary

Within reach of Maroubra, under the 30% rule on $120,000/yr

Kyeemagh
Sydney, NSW · 7.6km from Maroubra
$690/wk
Save $190/wk

Rent trajectory

Maroubra quarterly median vs your salary's 30%-rule ceiling

$850$863$875$888$900Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Q1 '25 → Q1 '26: +3.5%
Dashed segments are estimated from the suburb's annual rent change. They will be replaced with actual bond data as new quarters are published.
30% ceiling on $120,000/yr
$692/wk
Current median (all beds)
$880/wk
Gap above ceiling
+27%

Maroubra rents rose 3.53% over the past year. At that pace, the gap to your salary ceiling is widening.

Same suburb, adjacent salary brackets

How affordability shifts in Maroubra with a pay change

Want the full Maroubra guide?
Schools, transport, crime, rent trend and demographics
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This suburb affordability view is one layer of your NestLedger: rent, salary and household cost context for Australian money decisions.

Estimates only. Not financial advice. See methodology. Read more