Affordability check · Sydney · NSW

Can I afford to live in Maroubra on $75,000/yr?

No, not on this salary
Weekly take-home
$1,158/wk
1BR median rent
$690/wk
Leftover after rent + tax + costs
$44/wk
Rent share of gross
48%

The verdict

Maroubra on $75,000/yr

On $75,000/yr, Maroubra is unaffordable by the 30% rule, since rent alone would take more than 40% of your gross income.

Salary needed (30% rule)
$119,600
/yr gross
Short of 30% rule by
$44,600
/yr
Take-home (after tax)
$60,212
/yr
Annual rent
$35,880
median
Household:

Where your salary goes

$75,000/yr gross · $1,442/wk · single household

Tax + Medicare
$284/wk
20%
1BR rent
$690/wk
48%
Essentials
$424/wk
29%
Discretionary
$44/wk
3%

Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.

On $75,000/yr: weekly budget

$1,114/week total

Rent
$690/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk

Closest cheaper alternatives

Still over the 30% rule on $75,000/yr, but cheaper than Maroubra

Nothing nearby is comfortably affordable on this salary. These are the closest cheaper options. You'd still be over the rental-stress threshold, but less so.

Kyeemagh
Sydney, NSW · 7.6km from Maroubra
$690/wk
48% rent
Eastgardens
Sydney, NSW · 1.5km from Maroubra
$829/wk
57% rent
Pagewood
Sydney, NSW · 2km from Maroubra
$829/wk
57% rent
Kingsford
Sydney, NSW · 2.3km from Maroubra
$829/wk
57% rent
Daceyville
Sydney, NSW · 2.4km from Maroubra
$829/wk
57% rent

Want options under the 30% rule? Try a higher salary bracket or browse the cheapest suburbs nationally.

Rent trajectory

Maroubra quarterly median vs your salary's 30%-rule ceiling

$850$863$875$888$900Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Q1 '25 → Q1 '26: +3.5%
Dashed segments are estimated from the suburb's annual rent change. They will be replaced with actual bond data as new quarters are published.
30% ceiling on $75,000/yr
$433/wk
Current median (all beds)
$880/wk
Gap above ceiling
+103%

Maroubra rents rose 3.53% over the past year. At that pace, the gap to your salary ceiling is widening.

Same suburb, adjacent salary brackets

How affordability shifts in Maroubra with a pay change

Want the full Maroubra guide?
Schools, transport, crime, rent trend and demographics
Maroubra full guide →

This suburb affordability view is one layer of your NestLedger: rent, salary and household cost context for Australian money decisions.

Estimates only. Not financial advice. See methodology. Read more