Affordability check · Sydney · NSW

Can I afford to live in Maroubra on $90,000/yr?

Tight, it's a stretch
Weekly take-home
$1,354/wk
1BR median rent
$690/wk
Leftover after rent + tax + costs
$240/wk
Rent share of gross
40%

The verdict

Maroubra on $90,000/yr

On $90,000/yr, Maroubra is a stretch, since rent crosses the 30% rental-stress threshold. About $240/wk left for everything else.

Salary needed (30% rule)
$119,600
/yr gross
Short of 30% rule by
$29,600
/yr
Take-home (after tax)
$70,412
/yr
Annual rent
$35,880
median
Household:

Where your salary goes

$90,000/yr gross · $1,731/wk · single household

Tax + Medicare
$377/wk
22%
1BR rent
$690/wk
40%
Essentials
$424/wk
24%
Discretionary
$240/wk
14%

Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.

On $90,000/yr: weekly budget

$1,114/week total

Rent
$690/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk

Closest cheaper alternatives

Still over the 30% rule on $90,000/yr, but cheaper than Maroubra

Nothing nearby is comfortably affordable on this salary. These are the closest cheaper options. You'd still be over the rental-stress threshold, but less so.

Kyeemagh
Sydney, NSW · 7.6km from Maroubra
$690/wk
40% rent
Eastgardens
Sydney, NSW · 1.5km from Maroubra
$829/wk
48% rent
Pagewood
Sydney, NSW · 2km from Maroubra
$829/wk
48% rent
Kingsford
Sydney, NSW · 2.3km from Maroubra
$829/wk
48% rent
Daceyville
Sydney, NSW · 2.4km from Maroubra
$829/wk
48% rent

Want options under the 30% rule? Try a higher salary bracket or browse the cheapest suburbs nationally.

Rent trajectory

Maroubra quarterly median vs your salary's 30%-rule ceiling

$850$863$875$888$900Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Q1 '25 → Q1 '26: +3.5%
Dashed segments are estimated from the suburb's annual rent change. They will be replaced with actual bond data as new quarters are published.
30% ceiling on $90,000/yr
$519/wk
Current median (all beds)
$880/wk
Gap above ceiling
+70%

Maroubra rents rose 3.53% over the past year. At that pace, the gap to your salary ceiling is widening.

Same suburb, adjacent salary brackets

How affordability shifts in Maroubra with a pay change

Want the full Maroubra guide?
Schools, transport, crime, rent trend and demographics
Maroubra full guide →

This suburb affordability view is one layer of your NestLedger: rent, salary and household cost context for Australian money decisions.

Estimates only. Not financial advice. See methodology. Read more