Affordability check · Sydney · NSW

Can I afford to live in Pendle Hill on $120,000/yr?

Yes, comfortably
Weekly take-home
$1,695/wk
1BR median rent
$550/wk
Leftover after rent + tax + costs
$721/wk
Rent share of gross
24%

The verdict

Pendle Hill on $120,000/yr

On $120,000/yr, Pendle Hill is comfortably affordable — about $721/wk left after rent, tax and typical living costs.

Salary needed (30% rule)
$95,334
/yr gross
Above 30% rule by
$24,666
/yr
Take-home (after tax)
$88,133
/yr
Annual rent
$28,600
median
Household:

Where your salary goes

$120,000/yr gross · $2,308/wk · single household

Tax + Medicare
$613/wk
27%
1BR rent
$550/wk
24%
Essentials
$424/wk
18%
Discretionary
$721/wk
31%

Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.

On $120,000/yr — weekly budget

$974/week total

Rent
$550/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk

Rent trajectory

Pendle Hill quarterly median vs your salary's 30%-rule ceiling

$600$613$625$638$650Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Q1 '25 → Q1 '26: +3.2%
Dashed segments are estimated from the suburb's annual rent change. They will be replaced with actual bond data as new quarters are published.
30% ceiling on $120,000/yr
$692/wk
Current median (all beds)
$650/wk
Gap above ceiling
-6%

Pendle Hill rents rose 3.17% over the past year. Rent is currently within reach of the 30% rule on this salary.

Same suburb, adjacent salary brackets

How affordability shifts in Pendle Hill with a pay change

Want the full Pendle Hill guide?
Schools, transport, crime, rent trend and demographics
Pendle Hill full guide →

This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.

Estimates only. Not financial advice. See methodology. Read more