Affordability check · Sydney · NSW

Can I afford to live in Pendle Hill on $200,000/yr?

Yes, comfortably
Weekly take-home
$2,603/wk
1BR median rent
$550/wk
Leftover after rent + tax + costs
$1,629/wk
Rent share of gross
14%

The verdict

Pendle Hill on $200,000/yr

On $200,000/yr, Pendle Hill is comfortably affordable — about $1,629/wk left after rent, tax and typical living costs.

Salary needed (30% rule)
$95,334
/yr gross
Above 30% rule by
$104,666
/yr
Take-home (after tax)
$135,333
/yr
Annual rent
$28,600
median
Household:

Where your salary goes

$200,000/yr gross · $3,846/wk · single household

Tax + Medicare
$1,243/wk
32%
1BR rent
$550/wk
14%
Essentials
$424/wk
11%
Discretionary
$1,629/wk
42%

Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.

On $200,000/yr — weekly budget

$974/week total

Rent
$550/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk

Rent trajectory

Pendle Hill quarterly median vs your salary's 30%-rule ceiling

$600$613$625$638$650Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Q1 '25 → Q1 '26: +3.2%
Dashed segments are estimated from the suburb's annual rent change. They will be replaced with actual bond data as new quarters are published.
30% ceiling on $200,000/yr
$1,154/wk
Current median (all beds)
$650/wk
Gap above ceiling
-44%

Pendle Hill rents rose 3.17% over the past year. Rent is currently within reach of the 30% rule on this salary.

Same suburb, adjacent salary brackets

How affordability shifts in Pendle Hill with a pay change

↓ Lower
$180,000/yr
Pendle Hill
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This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.

Estimates only. Not financial advice. See methodology. Read more