Affordability check · Sydney · NSW

Can I afford to live in Pendle Hill on $60,000/yr?

No — not on this salary
Weekly take-home
$939/wk
1BR median rent
$550/wk
Leftover after rent + tax + costs
-$35/wk
Rent share of gross
48%

The verdict

Pendle Hill on $60,000/yr

On $60,000/yr, Pendle Hill doesn't add up — typical costs would leave you $35/wk short. You need about $95,334/yr at the 30% rule.

Salary needed (30% rule)
$95,334
/yr gross
Short of 30% rule by
$35,334
/yr
Take-home (after tax)
$48,833
/yr
Annual rent
$28,600
median
Household:

Where your salary goes

$60,000/yr gross · $1,154/wk · single household

Tax + Medicare
$215/wk
18%
1BR rent
$550/wk
46%
Essentials
$424/wk
36%
Discretionary
-$35/wk

Essentials use indicative averages (groceries, transport, utilities, insurance, other). Adjust them in the budget tool below.

On $60,000/yr — weekly budget

$974/week total

Rent
$550/wk
Groceries
$180/wk
Transport
$55/wk
Utilities
$55/wk
Insurance
$45/wk
Other
$89/wk

Closest cheaper alternatives

Still over the 30% rule on $60,000/yr, but cheaper than Pendle Hill

Nothing nearby is comfortably affordable on this salary. These are the closest cheaper options — you'd still be over the rental-stress threshold, but less so.

Fairfield East
Sydney, NSW · 8.1km from Pendle Hill
$560/wk
49% rent
Seven Hills
Sydney, NSW · 3.5km from Pendle Hill
$600/wk
52% rent
Prospect
Sydney, NSW · 3.8km from Pendle Hill
$600/wk
52% rent
Lalor Park
Sydney, NSW · 5.3km from Pendle Hill
$600/wk
52% rent
Blacktown
Sydney, NSW · 5.6km from Pendle Hill
$600/wk
52% rent

Want options under the 30% rule? Try a higher salary bracket or browse the cheapest suburbs nationally.

Rent trajectory

Pendle Hill quarterly median vs your salary's 30%-rule ceiling

$600$613$625$638$650Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Q1 '25 → Q1 '26: +3.2%
Dashed segments are estimated from the suburb's annual rent change. They will be replaced with actual bond data as new quarters are published.
30% ceiling on $60,000/yr
$346/wk
Current median (all beds)
$650/wk
Gap above ceiling
+88%

Pendle Hill rents rose 3.17% over the past year. At that pace, the gap to your salary ceiling is widening.

Same suburb, adjacent salary brackets

How affordability shifts in Pendle Hill with a pay change

↑ Higher
$75,000/yr
Pendle Hill
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This suburb affordability view is one layer of your NestLedger — rent, salary and household cost context for Australian money decisions.

Estimates only. Not financial advice. See methodology. Read more